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Real Estate December 11, 2025 7:00 am

Real Estate 12.11.25

By Observer Staff

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November 2025 Real Estate Transactions

Data pulled from GTAR MLS as of 12/8/25 for the Plant City market area.

Mortgage Data from Freddiemac.com
Local November 2025 sales and trend information courtesy of The Crawford Group.

Home for the Holidays! … many of us are just trying to keep up with all the engagements for the season, office parties, relatives coming into town, family dinners, decorating the home for the holidays, and such … but there are some that need to process the possibility of a purchase or selling their home during this time. I like to say it’s the holiday homework for real estate clients.

Although the time of year can be very hectic, being prepared can smooth out awkward transitions and wasted time. This Spring is anticipated to be a competitive time in real estate – you don’t want to be left behind. As a potential buyer, start by reviewing your finances, getting credit scores, and speaking with a couple of lenders for pre-approval. As the potential seller, start by decluttering the home, take inventory of the ages of the major appliances and roof (AC, water heater, stove, etc.), then start a list of any repairs you think are needed. After which, locate and hire an experienced professional Realtor® to assist you in this transaction process.

Why the anticipated competitive nature of the market in the Spring? Many of the major data indices point to positive momentum. The stock market S&P500 is up 18% YTD, and they are revising next year’s numbers up further. The Federal Reserve is tracking for additional rate cuts, which has a causation effect on the mortgage rates, which have been trending lower. The November average Fannie Mae 30-year rate is down over 8.4% vs Nov-2024 rate. New construction projects are providing new home units to the available supply. Buyers on the sidelines coming back into the market – we see mortgage applications increasing each time the mortgage rate dips lower.

All these data points have either a direct or indirect correlation to the overall housing supply/demand pricing model. Ultimately, the real estate process is one of the most significant financial transactions most people will ever experience. It’s important to trust this journey to someone who is not only qualified but also fully committed to your success. The changing market requires a Realtor® who has the expertise, resources, and dedication to guide you every step of the way.

As we look at the Plant City housing data, November 2025, our market area had 78 homes sell, with new construction still contributing a lion’s share of the units sold. We had another 128 under contract and 307 available for sale. We are carrying about a 3.3 months’ supply housing inventory, and our average days on market remains about 48 days. At this level, we are still under a slight advantage to the sellers if they price accordingly to their market valuation.

In November 2025, the average sold price was $402,968, and the average price per SF was $206.41, compared to last month, these data points were relatively the same. The new construction average prices and price per SF are keeping the overall averages down, but just remember that a new construction buyer pays substantially more in back-end fees and closing costs, which are added to your overall purchase price. 

Looking at YTD (year to date) data, our Plant City market area has sold 1040 units compared to 1258 during the same time period last year, a 17% decrease overall. Breaking down those additional units, new construction sales have slowed down about 37% (444 vs 702), and existing home sales are up 7.2% (596 vs 556). On the YTD average sold prices, we are up slightly 3.1% and YTD price per SF is up about 3.1% as well.

The Freddie Mac 30-year-term loan monthly average rate for November came in about 6.24% compared to last year’s November average of 6.81% we are continuing to trend lower each month. The FED is on course to make an additional rate cut this week.

Although I don’t have a crystal ball to predict the future, all the current data, policy changes, FED rate recalibration, supply, and demand for our community appear to point to a very active and robust real estate market in 2026. 

As always, I cannot express enough this importance, if you are in the market to buy or sell your home, please seek an experienced professional Realtor® to assist you in this transaction process. There are too many consequences, rules, and statutes that are changing; going it alone without proper experienced representation will likely have you leaving money on the table. Get the real scoop on our market. If you have any questions, want a market value analysis of your home, or see what’s available to purchase, please reach out.

M Crawford

Crawford Group

Sales Snapshot

The following residential properties were a sample listed as sold on the Greater Tampa Realtors Association MLS in November 2025 for the Plant City Market Area.

The home at 6112 W Dormany Rd sold November 6 for $150,000.  Built in 1999, it has 3 bedrooms, 2 bath and 1296 square feet of living area.

The home at 1217 W Terrace Dr sold November 20 for $260,000. Built in 1960 it has 3 bedrooms, 2 bath and 1394 square feet of living area.

The home at 4515 Country Hills Blvd sold November 21 for $290,000.  Built in 1999 it has 3 bedrooms, 2 bath and 1210 square feet of living area.

The home at 2110 E Timberlane Dr sold November 3 for $300,900. Built in 1979, it has 3 bedrooms, 3 bath and 1953 square feet of living area.

The home at 3088 Pink Gerbera Sq sold November 27 for $329,900. Built in 2025, it has 4 bedrooms, 2 bath and 1498 square feet of living area.

The home at 3454 Silver Meadow Way sold November 21 for $335,000. Built in 1994, it has 4 bedrooms, 2 bath and 1960 square feet of living area.

The home at 1113 S Wiggins sold November 21 for $335,000. Built in 1978, it has 3 bedrooms, 2 bath and 1791 square feet of living area.

The home at 2605 Holly Bluff Ct sold November 14 for $379,000. Built in 2012, it has 4 bedrooms, 2.5 bath and 2748 square feet of living area.

The home 3535 Thistle Bank Ct sold November 27 for $399,990. Built in 2025, it has 5 bedrooms, 3 bath and 2605 square feet of living area.

The home at 7606 Four Pines Rd sold November 17 for $420,000. Built in 1990, it has 3 bedrooms, 2.5 bath and 2100 square feet of living area.

The home at 3408 Lumber Falls Dr sold November 14 for $500,000. Built in 2025, it has 4 bedrooms, 3 bath and 2394 square feet of living area.

The home at 2903 Sutton Woods Ct sold November 14 for $590,000. Built in 1998, it has 4 bedrooms, 3 bath and 2715 square feet of living area.

The home at 5007 Booth Rd sold November 10 for $675,000. Built in 1989, it has 5 bedrooms, 3.5 bath and 3358 square feet of living area.

The home at 4486 Miley Rd sold November 14 for $950,000. Built in 2022, it has 3 bedrooms, 2 bath and 1705 square feet of living area.

The home at 2509 Williams Rd sold November 20 for $1,367,000. Built in 2025, it has 4 bedrooms, 3.5 bath and 4280 square feet of living area.

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